FACILITY - ISETFinance

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Private and Non-Commercial

ISET FIDUCIARY FACILITY

ISET collaborates with Financial Institutions in Fiduciary Facility Agency to bridge constructive finance, inclusive development, and sustainable capital formation as an equitable regenerative wealth for community and nation-building.

Through our partnership, ISET aims to align trust-based instruments with your finance infrastructure, enabling community-driven projects to access development-grade funding under transparent, compliant, and impact-oriented fiduciary governance.

TIN: 683-706-670-000

PPSR No. 2025-372919

Constructive Capital is the realized value created when beneficial interests held in trust are perfected, verified, and mobilized into productive use — transforming beneficial rights into living, regenerative wealth for the Motherland.

ISET acts as a non-commercial private fiduciary dedicated to the protection and constructive representation of community and beneficiary assets or human capital. Through secure data integrity and beneficial interest mapping, ISET ensures that the rights, contributions, and entitlements of its members are transparently recorded and safeguarded.

ISET operates not for commercial gain or financial return, rather, they exist solely to advance inclusive data integrity, equitable participation, and shared prosperity as part of a voluntary fiduciary framework for constructive nation-building. All resources and outcomes are dedicated to community development and the strengthening of public trust in the stewardship of shared assets, for ethical and sustainable prosperity among generations.

ISET OPERATIONAL PHASES

ISET operationalizes sustainable prosperity by first establishing the Fiduciary Finance Facility, then launching the Fiduciary App for real-time constructive asset management, and finally executing the Eden Agenda to demonstrate default-free, verified-capital-driven value creation.

PHASE 1 - ISET FIDUCIARY FACILITY

Trust Operations

Establish the ISET Fiduciary Facility (IFF) as a recognized private fiduciary entity within a collaboration framework. This phase enables regulated institutions to honor, clear, and liquidate ISET movable assets, formalizing its eligibility for fiduciary settlement and inclusive financing under aligned international standards.

PHASE 2 - ISET FIDUCIARY APP

Native Office

Launch the ISET Fiduciary App on-chain to govern community-led development, fiduciary participation, and constructive wealth distribution. The platform operates under Open Finance and Data Integrity principles, ensuring transparent governance and equitable access to trust-based economic opportunities, with immutable transparency of constructive data and capital movement, for sustainable and inclusive prosperity.

PHASE 3 - EDEN AGENDA

Region 10 - Northern Mindanao Pilot

Implement the Eden Agenda project pilot in Region 10 as the on-the-ground initiative integrating agriculture, sustainable resource, health and wellness, eco-tourism, eco-housing, eco-innovation, education, restoration efforts, community beautification and livelihood ecosystems, fostering community discipline, cooperation, and stewardship, providing a living model for rebuilding the Motherland through measurable social impact, sustainability outcomes, and continuous monitoring under the fiduciary framework.

FIDUCIARY DYNAMICS

IMPLIED BY LAW. EXPRESSED IN TRUST.

Data integrity, when secured and perfected, transform transactions relationship into a single originator of value—the true vendor in the credit supply chain

RESULTING AWARENESS

More people are awakening to their resulting trust interests in assets capitalized without their conscious consent.

AUTHORIZED SIGNATURE

In commerce, a signature creates credit re-lent as debt. In ISET, it restores the origin of value, perfected in trust to secure beneficial ownership.

EXPRESSION IN TRUST

These interests remain in commercial circulation until the owner expresses them in trust, reclaiming equitable standing, and banking into fiduciary.

CONSTRUCTIVE SOLUTION

ISET automates fiduciary consent on-chain, to perfect beneficial interests and reconcile all property rights without probate, creating constructive capital for inclusive and sustainable prosperity.

CREDITWORTHINESS

Beneficial Owner + Private Data + Assigned Credits + Held in Trust + Enforced via Notes

In effect, ISET establishes creditworthiness, because the note is backed by tangible, enforceable rights to receive value.

ISET NOTE: OUR MOVABLE ASSET

OUR DATA, WITH VERIFIED BENEFICIAL OWNERSHIP, WHEN HELD IN TRUST, ASSIGNED WITH CREDITS, AS ACCOUNT RECEIVABLES, CONSTITUTES A LEGALLY ENFORCEABLE CLAIM EMBODIED IN NEGOTIABLE INSTRUMENTS.

An identifiable Promissory Note, held in trust, are intangible asset representing a legal claim. It's movable, fully monetizable and controlled by the trust, making it a real asset in finance.

INTANGIBLE PROPERTY

You cannot touch or hold its inherent value; the value is in the legal right to receive payment.

REPRESENTS A CLAIM

Essentially a financial inclusion right to receive money or credit from a grantor.

TRANSFERRABLE

You can assign it, if structured, without moving physical assets.

ENFORCEABLE BY LAW

Its value comes from enforceability in courts, equity or private trust law.

LOW-RISK INSTRUMENTS

Under accounting and reporting standards, ISET Notes remain off-balance when facilitated purely in a fiduciary capacity, as ISET’s fiduciary autonomy precludes consolidation and justifies their off-balance sheet status.

CONSTRUCTIVE FIDUCIARY BASIS

No Speculative Debt & Corporate Liability

ISET Notes represent beneficial interests in verified constructive assets with no unsecured borrowing or speculative trading is involved. Each instrument is asset-referenced and purpose-bound, ensuring real-economy linkage and preventing leverage risk.

OFF-BALANCE & SEGREGATED

No Counterparty Exposure

ISET transactions occur under segregated fiduciary accounts. ISET assets are separate, shielding them from insolvency or institutional failure. Becoming similar to unitized trust or collective investment fiduciary pools, but without market volatility exposure.

TRANSPARENT BENEFICIAL OWNERSHIP

No More Data Misrepresentation.

Every instrument is tied to a verified beneficial owner identity through ISET Intelligent Data. Ownership and transfers are traceable under Open Finance protocols, eliminating AML/CFT and fraud risks. Data integrity functions as constructive capital, ensuring each note is fully attributed and compliant.

NO LEVERAGE / SPECULATIVE EXPOSURE

No Capital Speculation.

ISET instruments are non-leveraged: they do not create layered liabilities. Discounting or liquidity access happens only against verified constructive value, not projected returns. This eliminates credit, market, and counterparty volatility typical of traditional securities.

NON-PUBLIC / SEC-EXEMPT

No Corporate Debt Issuance

ISET Notes fall under SEC registration exemptions for non-commercial, private, trust-based instruments. Since there’s no public offering, there’s no retail exposure or systemic contagion risk. Regulatory recognition comes from fiduciary principles.

SETTLED BY FIDUCIARY FACILITY

No Unregulated Systems

Settlement occurs via fiduciary facility agency, using existing RTGS and RippleNet on-demand rails, ensuring every transaction passes through regulated clearing and settlement, minimizing operational and liquidity risk.

PURPOSE-DRIVEN

No Volatility

All issuances are linked to verifiable social, economic, and sustainability outcomes, aligning with the 17 SDGs. This focus on productive deployment, not speculative profit, stabilizes value creation and community order and repayment capacity.

FIDUCIARY OVERSIGHT

No Corporate Risk-Taking

Governance by fiduciary trustees and beneficial owners. Continuous disclosure through on-chain ledger-based audit trails and constructive reporting to oversight entities. Any discounting or liquidity facility is under licensed fiduciary control, adding another layer of institutional integrity.

ACCOUNTING AND REPORTING COMPLIANCE

Aligns with key local and international accounting & reporting standards.

ISET continuously values human capital contributions as indefinite intangibles through app-based governance, transparent documentation, and correlation-aware monitoring, eliminating traditional impairment triggers and ensuring accurate constructive credit recognition.

IFRS 7

Financial Instrument Disclosures

Ensures transparent reporting of all trust-backed assets, receivables, and financial instruments within ISET

IFRS 9

Financial Instruments

Guides recognition, measurement, and risk assessment of all loans, movable assets, and structured instruments.

IFRS 10

Consolidated Financial Statements

Enables consolidation of all assigned assets, receivables, and trusts into a single, audit-ready ledger.

IFRS 12

Disclosure of Interests in Structured Entities

Requires clear reporting of ISET’s interests in trust structures, pooled assets, and securitized portfolios.

IFRS 13

Fair Value Measurement

Provides a consistent method to assess the fair value of all movable assets, loans, and trust-backed instruments.

IFRS 15

Revenue from Contracts with Beneficiaries

Standardizes recognition of revenue from asset assignments, staged funding, and beneficiary's service as repayment.

IAS 1

Presentation of Financial Statements

Ensures ISET’s financial statements are clear, transparent, and user-friendly for partners and regulators.

IAS 32

Financial Instruments Presentation & Disclosure

Defines how trust-backed receivables and financial instruments are classified and disclosed.

IAS 37

Provisions and Contingent Assets and Liabilities

Guides accounting for potential claims, guarantees, or asset assignments within ISET.

IAS 38

Intangible Assets

Covers valuation and reporting of non-physical assets, such as beneficial claims or rights assigned into the trust.

IAS 39

Financial Instrument Recognition & Measurement

Ensures proper recognition and measurement of all ISET financial instruments and loans.

IASB

Conceptual Framework

Provides the underlying principles for all ISET financial reporting, ensuring global consistency and best practice alignment.

RISK PROFILE

ISET’s risk profile is fiduciary and constructive, not speculative. It is designed to protect value, ensure transparency, and promote inclusive capital formation — making it a low-risk partner for sustainable development, community engagement, and nation-building initiatives.

ISET maintains a low to moderate risk profile due to its fiduciary structure, asset-backed instruments, and off-balance-sheet governance model.

Unlike commercial entities engaged in leveraged or speculative activities, ISET operates within a constructive fiduciary framework — where value is derived from verified data or account ownership, assigned assets, and measurable social outcomes rather than debt exposure.

MINIMAL CREDIT RISK

Fiduciary segregation, non-recourse asset referencing, trust-level perfection of claims.

All obligations are fully asset-referenced and linked to verified beneficial ownership. No unsecured or contingent liabilities; all issued ISET Notes are covered by real or movable assets held in trust. Credit exposure is mitigated through fiduciary verification, PPSR registration notice, and assignment of credit compliance.

VERY LOW MARKET RISK

Constructive value issuance; stable settlement purpose; no speculative fluctuation.

ISET instruments are not traded in open markets; they are held-to-purpose and settled via fiduciary facility arrangements. No price or yield exposure to secondary markets.

CONTROLLED LIQUIDITY RISK

Structured liquidity facilities; transparent settlement and payment channels.

Liquidity is supported by facility-based discounting, through supporting financial institutions. Redemption or conversion is triggered by verified settlement instructions, ensuring traceability and timing control.

LOW OPERATIONAL RISK

Automation, standardized messaging, and multi-layer validation.

Operations are highly compliant, settles via standard layers and follow Open Finance audit standards, ensuring interoperability and automation of fiduciary functions and reporting. Trust administration is digitally governed through multicore layers.

MINIMAL LEGAL / REGULATORY RISK

SEC-exempt private trust; fiduciary compliance and legal segregation of trust assets.

ISET operates as a Private Fiduciary Trust, compliant with Private Trust Law, PPSA, NIL and fiduciary principles. It issues non-commercial, non-securitized instruments, making it exempt from securities trading exposure.

CONTAINED SYSTEMIC RISK

True sale framework, constructive capital methodology, and asset-backed transparency.

Activities are off-balance sheet, non-leveraged, and fully segregated by fiduciary account. Independent on fractional reserve mechanisms or speculative credit expansion.

Article 2 Section 16

ADVANCING COMMUNITY PROTECTION WITH OUR RIGHT TO BALANCED AND HEALTHFUL ECOLOGY IN ACCORD WITH THE RHYTHM AND HARMONY OF NATURE.

In a world divided by information asymmetry and financial misrepresentation, data integrity serves as the bridge that connects trust, inclusion, and shared prosperity. By ensuring that every fiduciary record, asset, and transaction is transparent and verifiable, ISET restores confidence in value exchange — allowing families, communities, institutions, and nations to prosper equitably.

CHALLENGE

If all is given, what more can we do?

SOLUTION

Beautify, Healthify, Purify our Native Land.

The Future is Ready.

A Regenerative Trust

BRIDGING CONSTRUCTIVE FIDUCIARY WITH SUSTAINABLE PROSPERITY THROUGH INCLUSIVE DATA INTEGRITY

WORLD-SCALE LOCAL ACTIVITY

+++

INVESTING IN VALUE

IN LAWFUL TRANSITION

IN RESPONSIVE COMMUNITY

IN IMPACT EQUITY

IN CULTURAL INTEGRITY

IN CREATIVE COOPERATION

IN WORLD-CLASS IMAGINATION

IN BREAKTHROUGH SOLUTIONS

IN ETHICAL PRODUCTION

IN NATURAL DESIGNS

ISET FLAGSHIP PROJECT

EDEN AGENDA

A continuing specialized initiative platform designed to enable trust-based financial and developmental operations.

Restoring the Heart of the Motherland

NATURE-FIRST

Families enjoy communion with nature with initiatives that deliver long-term impact on environmental beauty and well-being.

FULLY-GRANTED PROGRAMS

Impact-driven opportunities directly benefit multidisciplinary community cooperation, with innovation for sustainable scalability.

EXPERTISE ECONOMY

Knowledge, skills, and expertise mainly drive value, curating express and bespoke solutions for the future of economy.

SECURED SUBSCRIPTION

Families are secured with providence, food, clothing, healthcare, shelter, utilities, education, career, travel, and all, to freely enjoy nation-building.

DEBT-FREE APPLICATION

Financial stress are things of the past. Finally net-positive, freely focused on creative purification and regeneration.

SOCIAL REWARDS

Actively providing families with gifts, subsidies, incentives, benefits, allocations or rewards for every quality performance in nation-building.

RELEVANT ARTICLES

OPEN FINANCE PH

Consumers will have the power to grant access to their financial data that will shape a customer-centric product development objective. Promotes consent-driven data portability, interoperability and financial inclusion, covering different financial institutions and a broader array of financial products and services.

FINANCIAL INCLUSION

The NSFI 2022–2028 is a roadmap for advancing financial inclusion to support inclusive growth and financial resilience. Building on the 2015 strategy, it outlines targeted actions, outcomes, and goals to guide stakeholders in accelerating inclusion. It's not just access - it's a path to better lives and shared prosperity.

MOVABLE ASSET FINANCING

While the Philippines has the Personal Property Security Act in place, there is still a need to promote Movable Asset Financing. According to International Finance Corporation study, finance involving movable assets in the country remained under 5 percent.

CONSUMER PROTECTION

As financial consumers gain access to wide range of financial products and services they become vulnerable and exposed to different types of risks such as risks on financial loss, data breaches and identity theft.

Our Immediate Solution to 17 Sustainable Development Goals

WHEN MOVABLE ASSETS ARE PERFECTED IN TRUST AND SECURED THROUGH DATA INTEGRITY, THEY TRANSFORM INTO WEALTH IN MOTION — FUELING INCLUSIVE NATION-BUILDING.

MAKING THE NATION WORTHY OF PUBLIC TRUST